Why gamble with you're families health, you never know what's in your water - anything from chemicals to bacteria have been found in local water supplies.
The problem with many water supplies is not limited to hardness. A softener is not designed to remove anything more than hardness (calcium and magnesium) and most are inefficient and deteriorate quickly.
See Water Softener Review
Municipal water is not immune to the same problems that plague private wells. Homeowners on city water, not being aware of their towns water quality, will naively save "I've have municipal water, I'm protected". Of course, they definitely know that swimming pool taste and odor which is why they spend hundreds a year on bottled water.
Local newspaper headlines tell the real story.

Is your water clean? Explore our web site and find out just how clean your water can be